As probably most of you can relate to, staying on top of my finances isn’t something I’m very good at. (Mainly cause the thought of dealing with all that bores the living daylight out of me).
I keep on meaning to start an excel sheet with my income and outgoings etc but it just seems like too much work, and I’m not good with excel, and I don’t have the time or energy to familiarise myself with it more at this point, and so I just keep putting this whole money planning (life planning…) thing off constantly.
My current method is essentially working as much as possible, and trying to hold off on buying anything, until I get impulsive and splurge on something I don’t necessarily need.
So I was wondering if anyone had any good, easy to use, ideally free, bookkeeping apps/software/life hacks to make being in control of my finances easier?
Also, I’m a bit paranoid when it come to apps and information, not that I have anything really to hide, but I don’t want any apps and third parties having access to my financial details and selling that information to anyone, so even better if you know of any ”ethical” apps or such, that won’t spy on me
Thanks for any advice